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Ratings

The guarantees provided in our life insurance and annuity contracts are based on the claims paying ability of the issuing company, either AXA Equitable Life Insurance Company (AXA Equitable) New York, NY or MONY Life Insurance Company of America, (MLOA) an Arizona Stock Corporation, with its main administration office in Jersey City, NJ. MLOA is not licensed to conduct business in New York and Puerto Rico.

You want the confidence that the insurance company you choose has the financial strength to fulfill its obligations to you now and in the future. AXA Equitable and MONY America, Premiere providers of Life Insurance Products, have been helping individuals reach their most important goals.

AXA Equitable financial strength ratings

Rating AgencyCurrent RatingMeaning of CategoryRelative RankingDate Reviewed
A.M. Best Co. A "Excellent" 3rd highest of 15  05/17
Fitch A+ "Strong" 5th highest of 21  05/17
Moody's A1 "Good" 5th highest of 21  05/17
Standard & Poor's A+ "Strong" 5th highest of 20  05/17

MLOA financial strength ratings

Rating AgencyCurrent RatingMeaning of CategoryRelative RankingDate Reviewed
A.M. Best Co. A "Excellent" 3rd highest of 15  05/17
Fitch A+ "Strong" 5th highest of 21  05/17
Moody's A1 "Good" 5th highest of 21  05/17
Standard & Poor's A+ "Strong" 5th highest of 20  05/17

Date reviewed indicates the last public statement by the rating agency.

Ratings are subject to change and this page was last updated on 05/11/17.

A.M. Best: A.M. Best's Financial Strength Rating is an opinion of an insurer's ability to meet its obligations to policyholders. A.M. Best ratings range from A++ to S. A plus (+) or minus (-) following the rating shows relative standing within the major rating categories. The “A” rating for AXA Equitable represents the third highest among fifteen rating levels.

The “A” rating for MLOA represents the third highest among fifteen rating levels.

Fitch: Fitch's Insurer Financial Strength rating provides an assessment of the financial strength of an insurance organization and its capacity to meet senior obligations to policyholders and contract holders on a timely basis.

Fitch ratings range from AAA to C. A plus (+) or minus (-) following the rating shows relative standing within the major rating categories. The "A+" rating represents the fifth highest among twenty-one rating levels.

The “A+” rating for MLOA represents the fifth highest among twenty-one rating levels.

Moody's: Moody's Insurance Financial Strength Ratings are opinions of the ability of insurance companies to repay punctually senior policyholder claims and obligations. Moody's ratings range from Aaa to C. Moody's applies numerical modifiers 1,2, & 3 in each rating classification from Aa to Caa. The modifier 1 indicates that the obligation ranks in the higher end of its rating category; the modifier 2 indicates a mid-range ranking and a modifier 3 indicates a ranking in the lower end of that rating category. The “A1” rating for AXA Equitable represents the fifth highest among twenty–one rating levels.

The “A1” rating for MLOA represents the fifth highest among twenty-one rating levels.

Standard & Poor's: A Standard & Poor's Insurer Financial Strength Rating is a current opinion of the financial security characteristics of an insurance organization with respect to its ability to pay under its insurance policies and contracts in accordance with their terms. Standard & Poor's ratings range from AAA to R. A plus (+) or minus (-) following the rating shows relative standing within the major rating categories. The "A+" rating represents the fifth highest among twenty rating levels.

The “A+” rating for MLOA represents the fifth highest among twenty rating levels.

Global Strength

AXA Equitable and MONY Life Insurance Company of America are members of the global AXA Group,* one of the world's largest insurance and wealth management organizations.** 

AXA Equitable's assets under management totaled $582.7 billion as of December 31, 2016

AXA Equitable and MLOA have sole responsibility for their insurance and annuity obligations. Guarantees are based on the claims paying ability of the issuing company, either AXA Equitable Life Insurance Company or MONY Life Insurance company of America.

*AXA Group refers to AXA, a French holding company for an international group of insurance and financial services companies, together with its direct and indirect consolidated subsidiaries. AXA Equitable Life Insurance Company is an indirect, wholly-owned subsidiary of AXA.

*** AXA Equitable’s assets under management are inclusive of assets under management held by an affiliate, AllianceBernstein L.P.“

GE109587 (12/2015)

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