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Life insurance can help protect your family’s financial security. Some types can also offer access to cash surrender value to help meet needs during your lifetime. So it’s a smart addition to most any financial plan. A financial professional can help you decide what’s right for you.
There are a few factors to consider when choosing the type of life insurance that’s right for you.
How much life insurance is enough? Everyone’s life insurance need is different, but the average American family has only 3.5 years’ worth of coverage. A great first step is calculating your unique need.
Each type of life insurance offers different features designed for specific needs. A financial professional can help you choose, but a good first step is learning how versatile life insurance can truly be.
1. NAIC 2013, "Dwelling Fire, Homeowners Owner-Occupied, and Homeowners Tenant and Condominium/Cooperative Unit Owners Insurance: Data for 2011."
2. NAIC 2013, "2010/2011 Auto Insurance Database Report."
3. LIMRA, 2013.
Life insurance is issued by AXA Equitable Life Insurance Company (NY, NY), or MONY Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with main administrative office in Jersey City, New Jersey. Term life insurance is co-distributed by AXA Distributors, LLC and AXA Network, LLC. AXA Equitable, AXA Distributors, AXA Network and MONY America are affiliated companies and do not provide legal or tax advice. All guarantees are based on the claims-paying ability of AXA Equitable, or MONY America. The guarantees do not apply to investment portfolios. MONY America is not licensed to conduct business in New York and Puerto Rico.