Variable annuities provide the opportunity for market appreciation — through a variety of investment options — with tax-deferred accumulation and future income.
Variable annuities are designed for people willing to take on more risk in exchange for greater growth potential.
While there is risk associated with a variable annuity, many offer guarantees of principal and downside protection at an additional cost and depending on contract rider availability. However, these guarantees do not apply to the investment performance or amounts held in the variable investment options.
Defers current taxes when you're trying to accumulate wealth and provides tax-efficient distributions, adding powerful tax advantages to your diversified portfolio.
A single tax-deferred platform comprised of two separate accounts with distinct features that help you address different goals - offering the ability to not only accumulate, but also protect your retirement income.
Death benefit guarantees
Several investment options, some of which allow you to participate in the upside potential of indices that track certain domestic, international and commodities markets, which have a built-in protection feature.*
A long-term retirement product that allows you the ability to invest for growth potential on a tax-deferred basis. Also provides for guaranteed benefits through optional riders available for an additional fee.
Annuities are long-term financial products designed for retirement purposes. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. There are contract limitations and fees and charges associated with annuities, administrative fees, and charges for optional benefits. A financial professional can provide cost information and complete details.
Withdrawals from annuities are subject to normal income tax treatment and if taken prior to age 59½, may be subject to an additional 10% federal income tax penalty. Withdrawals may also be subject to a contractual withdrawal charge.
Please consider the charges, risk, expenses, and investment objectives carefully before purchasing a variable annuity. For a prospectus containing this and other information, please contact a financial professional. Read it carefully before you invest or send money.
Variable annuities are issued by AXA Equitable Life Insurance Company (AXA Equitable) and by various unaffiliated carriers through AXA Network, LLC and its subsidiaries. Co-distributed by AXA Distributors, LLC and AXA Advisors, LLC, AXA Equitable, AXA Network, AXA Distributors and AXA Advisors are affiliated companies. All guarantees are based on the claims-paying ability of AXA Equitable. The guarantees do not apply to the investment portfolios.
AXA Equitable and its subsidiaries do not provide tax or legal advice. This material is provided for informational purposes only. Please consult your tax and/or legal advisors regarding your particular circumstances.
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