Indexed universal life1 provides death benefit protection and a savings or cash value component.  You have the potential to build cash value by allocating premiums to index-linked interest options, which track major market indices.  You have some flexibility to pay your premiums in different amounts or at different times.

IUL Protect

A flexible-premium, cost-effective life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and/or a Guaranteed Interest Account.

BENEFITS

Permanent protection
Affordable
Flexible premium

BrightLife Grow

If you need life insurance and want the potential to build cash value, but feel cautious about the uncertainty of economic conditions, BrightLife® Grow may be a good strategy for you.

BENEFITS

Designed for accumulation
Downside protection
Flexible premiums
Rated 3 out of 5 by from Knowledgeable, responsive, I would say upper 35% of agents i’ve Dealt with in my experience.
Date published: 2018-07-13
Rated 5 out of 5 by from Knowledgeable and expedient service Meeting with Axa rep today was very useful and addressed all my concerns and then some. It almost seems like he’s reading my mind.
Date published: 2018-07-10
Rated 5 out of 5 by from It’s seems to be good program for me when I need i I appreciate just having one person to deal with who knows my needs. I just don’t like the many change overs of people assigned to me.
Date published: 2018-06-29
Rated 5 out of 5 by from Helpful Very helpful explaining policy changes that affected me and my family
Date published: 2018-06-26
Rated 5 out of 5 by from none i needed advise about retirement and reviewed my portfolio
Date published: 2018-06-26
Rated 5 out of 5 by from Excellent service Our advisor was professional and friendly to give all info
Date published: 2018-06-21
Rated 5 out of 5 by from Freindly service Friendly and personal service of multiple products.
Date published: 2018-06-20
Rated 1 out of 5 by from Lacking customer service I have called the agency multiple times to speak with my representative and so far, no response. Even left a number of voice messages... and nothing.
Date published: 2018-06-19
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All ratings and reviews are voluntarily submitted by existing customers and are pre-screened for acceptance or rejection prior to publication in accordance with established Moderation Guidelines, which consider applicable regulatory parameters for retail communications (i.e., advertising and sales literature) and company standards for appropriate content. Customers’ ratings and reviews reflect individual opinions and are not intended as indications of suitability or as predictions of any product/investment performance, may not represent the experience of any other customer, and should not be relied upon as bases for any purchase decision. AXA Equitable Life Insurance Company (AXA Equitable) and its affiliates do not guarantee the accuracy or applicability of the information included in any customer review. Ratings and Reviews are powered by Bazaarvoice, a 3rd party vendor not affiliated with AXA Equitable or its affiliates. For questions or concerns about the ratings and reviews presented here, please call 800-628-6673. GE-116658 (7/2016)

1 Indexed universal life insurance as used here refers to policies that have not been registered with U.S Securities and Exchange Commission. 

This is a very general description of the BrightLife® Grow product. For costs and more complete details, please contact your financial professional. 

BrightLife® Grow is a flexible premium universal life insurance policy with index-linked interest options. Life insurance is subject to exclusions and limitations and terms for keeping it in force, Certain types of policies, features and benefits may not be available in all jurisdictions or may be different. 

BrightLife® Grow is issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), NY, NY and in all other jurisdictions by MONY Life Insurance Company of America (MLOA)(AZ stock company, administrative office: Jersey City NJ). Co-distributed by affiliates AXA Network LLC (AXA Network Insurance Agency of California, LLC, in CA; AXA Network Insurance Agency of Utah, LLC in Utah; AXA Network of Puerto Rico in PR) and AXA Distributors, LLC (member FINRA, SIPC ). AXA Equitable, MLOA, AXA Network and AXA Distributors are affiliated companies and do not provide tax or legal advice. Clients should seek the advice of their own tax and legal advisors regarding their individual circumstances. 

All guarantees and contractual obligations are based solely on the claims-paying ability of the issuing life insurance company. 

Policy form #ICC15-300 or state variations. 

BrightLife® is a registered service mark of AXA Equitable Life Insurance Company. 

GE-118307 (09/2016)

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