Indexed universal life1 provides death benefit protection and a savings or cash value component.  You have the potential to build cash value by allocating premiums to index-linked interest options, which track major market indices.  You have some flexibility to pay your premiums in different amounts or at different times.

IUL Protect

A flexible-premium, cost-effective life insurance policy offering both the opportunity for lifetime insurance protection and the potential accumulation of cash value through allocation to a Select Account and/or a Guaranteed Interest Account.

BENEFITS

Permanent protection
Affordable
Flexible premium

BrightLife Grow

If you need life insurance and want the potential to build cash value, but feel cautious about the uncertainty of economic conditions, BrightLife® Grow may be a good strategy for you.

BENEFITS

Designed for accumulation
Downside protection
Flexible premiums
Rated 3 out of 5 by from Very hard to contact Have no local contact. Difficult to find help. Local office has no one at the front desk to even greet clients.
Date published: 2019-05-02
Rated 5 out of 5 by from Helpful and Caring Guidance Experienced I met my Financial Professional under difficult circumstances and he was understanding and caring about my situation and my concerns. I liked him from the first contact by phone and in-person.
Date published: 2019-04-26
Rated 1 out of 5 by from Very poor service Took 1 month and 3 phone calls to talk to a advisor Was told i need to sign papers to change my allocation took 2 hrs off work for meeting they had no papers to sign they said they would email them to me that was on March 5 still have no email going to take my business elsewhere
Date published: 2019-04-10
Rated 3 out of 5 by from Efficient service Efficient service Customer service rep was not able to help me via phone. Had to wait 5+ business days before I received an email with the information I needed.
Date published: 2019-04-04
Rated 5 out of 5 by from Knowledgeable, thorough, experienced, prepared Agent anticipated every question and was ready for a host of hypothetical scenarios because she put herself in my shoes.I did not have to wait for her to get back to me.
Date published: 2019-03-27
Rated 2 out of 5 by from Need a reminder i didn't receive the bill for policy due to mailbox being destroyed by road grader multiple times this winter. My sales person didn't know i was late until about a month ago. It would be nice to let them know if we are past due so they can call to make sure we didn't want the policy to elapse.
Date published: 2019-03-26
Rated 4 out of 5 by from Helpful and efficient service I am satisfied of service what I have and I am very impressed with knowledge of how to manage the finances.
Date published: 2019-03-23
Rated 5 out of 5 by from Great service Everyone is always polite, knowledgeable and can solve problems.
Date published: 2019-03-20
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All ratings and reviews are voluntarily submitted by existing customers and are pre-screened for acceptance or rejection prior to publication in accordance with established Moderation Guidelines, which consider applicable regulatory parameters for retail communications (i.e., advertising and sales literature) and company standards for appropriate content. Customers’ ratings and reviews reflect individual opinions and are not intended as indications of suitability or as predictions of any product/investment performance, may not represent the experience of any other customer, and should not be relied upon as bases for any purchase decision. AXA Equitable Life Insurance Company (AXA Equitable) and its affiliates do not guarantee the accuracy or applicability of the information included in any customer review. Ratings and Reviews are powered by Bazaarvoice, a 3rd party vendor not affiliated with AXA Equitable or its affiliates. For questions or concerns about the ratings and reviews presented here, please call 800-628-6673. GE-116658 (7/2016)

1 Indexed universal life insurance as used here refers to policies that have not been registered with U.S Securities and Exchange Commission. 

This is a very general description of the BrightLife® Grow product. For costs and more complete details, please contact your financial professional. 

BrightLife® Grow is a flexible premium universal life insurance policy with index-linked interest options. Life insurance is subject to exclusions and limitations and terms for keeping it in force, Certain types of policies, features and benefits may not be available in all jurisdictions or may be different. 

BrightLife® Grow is issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), NY, NY and in all other jurisdictions by MONY Life Insurance Company of America (MLOA)(AZ stock company, administrative office: Jersey City NJ). Co-distributed by affiliates AXA Network LLC (AXA Network Insurance Agency of California, LLC, in CA; AXA Network Insurance Agency of Utah, LLC in Utah; AXA Network of Puerto Rico in PR) and AXA Distributors, LLC (member FINRA, SIPC ). AXA Equitable, MLOA, AXA Network and AXA Distributors are affiliated companies and do not provide tax or legal advice. Clients should seek the advice of their own tax and legal advisors regarding their individual circumstances. 

All guarantees and contractual obligations are based solely on the claims-paying ability of the issuing life insurance company. 

Policy form #ICC15-300 or state variations. 

BrightLife® is a registered service mark of AXA Equitable Life Insurance Company. 

GE-118307 (09/2016)

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