Survivorship policies insure two lives, typically a husband and wife, under one life insurance policy and pays a life insurance benefit after the surviving insured
has passed away. The life insurance benefit can be used to help pay estate taxes, estate settlement costs, or as a way to leave an inheritance to children and grandchildren.
Life insurance protection for couples looking to supplement their retirement income.
Tax-free retirement income
Life insurance for couples who want to maximize their legacy to their children.
Fixed interest option
Life insurance protection for two, with a highly flexible payment stream.
Fixed interest rate
Fees and charges associated with life insurance include mortality and expense risk charges, cost of insurance charges, surrender charges, administrative fees, investment management fees (variable life) and charges for optional benefits. Contact a financial professional for costs and complete details of coverage.
Please consider the charges, risk, expenses, and investment objectives carefully before purchasing a variable life insurance policy. For a prospectus containing this and other information, please contact a financial professional. Read it carefully before you invest or send money.
A universal life or variable life insurance policy is a contractual agreement in which premiums are made to an insurance company. In return for these premiums, the insurance company will provide a death benefit to a named beneficiary upon proof of the insured's death and a policy cash value. Amounts in the variable life insurance policy's cash value are invested in a variety of variable investment portfolios. Amounts in a variable life insurance policy's variable investment options are subject to fluctuation in value and market risk, including loss of principal. Life insurance policies have exclusions, limitations and terms for keeping them in force.
Life insurance is issued by AXA Equitable Life Insurance Company (AXA Equitable), NY, NY or MONY Life Insurance Company of America (MONY America), an Arizona Stock Corporation, with main administrative office in Jersey City, NJ. Variable life insurance is co-distributed by AXA Distributors, LLC and AXA Advisors, LLC (member SIPC). AXA Equitable, MONY America, AXA Distributors and AXA Advisors are affiliated companies and do not provide legal or tax advice.
GE 91455 (03/2014)