Term life insurance provides low-cost death benefit protection for temporary needs. It pays a level death benefit and does not build up cash value. Term insurance typically offers the most protection for your premium dollar, making it generally the most affordable type of insurance available value.

Advantages of Term Life Insurance

If your insurance need is projected for a certain number of years, for example, until a debt is paid off, or if cost is a prime consideration, Term may be right for you.

You can choose protection for one to twenty years and Term can save you money or allow you to purchase a larger death benefit than may otherwise be manageable.

However, Term premiums may eventually exceed premiums on other forms of insurance.

BrightLife Term

Offers affordable premiums that are guaranteed to remain level for 1, 10, 15 or 20 year(s), depending on which policy you choose. After the stated term, your premiums will increase annually, as shown in the policy.

BENEFITS

Fixed premiums
Protection
Temporary
Convertible
Rated 5 out of 5 by from Excellent The team at AXA can not be beat. They are amazing! When a problem arises they immediately step up to do all they can to alleviate this issue. Highly recommend working with them!!
Date published: 2018-12-07
Rated 5 out of 5 by from Knowledgeable, explained in detail my options Friendly, genuinely interested in getting to understand my needs and provide me with valuable options for the future. Patiently helped me transfer my service from my previous state to my current state I am living part of the year
Date published: 2018-12-06
Rated 5 out of 5 by from Professional, knowledgeable and courteous Always helpful - I would definitely recommend Axa to friends - professional, knowledgeable and courteous
Date published: 2018-11-29
Rated 1 out of 5 by from Lawyer I received an annual invoice from AXA and put it in the envelope AXA provided on October 1, 2018, the moves were due 10/10/18. The check was not cashed by the 8th so I started making calls. I was informed I should wait to see if it clears as the last date due was under the grace policy was November 9th. I received the envelope with my payment back around October 25th or so, with a stamp on it saying that the address was unknown and could not be delivered. The payment was received by the 9th but I was involved in a number of un-necessary calls.
Date published: 2018-11-29
Rated 5 out of 5 by from helpful and efficient service The friendly and responsive service I received sets AXA apart
Date published: 2018-11-28
Rated 2 out of 5 by from Difficult phone system to navigate, response slow It was very difficult to get through the phones lines - I was disconnect when incorrect or incomplete info entered. Wait time on phone to speak with representative was the slowest I’ve experienced (over 20 minutes) and call back to me from office where I established the policy was to incorrect number (I left a cell number)
Date published: 2018-11-23
Rated 1 out of 5 by from Comments. Financial advisors are very difficult to reach and not responsive to me inquiries.
Date published: 2018-11-20
Rated 5 out of 5 by from Helpful and efficient Quick, always friendly and dedicated to get the help I need
Date published: 2018-11-14
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All ratings and reviews are voluntarily submitted by existing customers and are pre-screened for acceptance or rejection prior to publication in accordance with established Moderation Guidelines, which consider applicable regulatory parameters for retail communications (i.e., advertising and sales literature) and company standards for appropriate content. Customers’ ratings and reviews reflect individual opinions and are not intended as indications of suitability or as predictions of any product/investment performance, may not represent the experience of any other customer, and should not be relied upon as bases for any purchase decision. AXA Equitable Life Insurance Company (AXA Equitable) and its affiliates do not guarantee the accuracy or applicability of the information included in any customer review. Ratings and Reviews are powered by Bazaarvoice, a 3rd party vendor not affiliated with AXA Equitable or its affiliates. For questions or concerns about the ratings and reviews presented here, please call 800-628-6673. GE-116658 (7/2016)

Life insurance is subject to exclusions, limitations and terms for keeping it is force. All guarantees and obligations are based solely on the claims-paying ability of the issuing life insurance company. 

“AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY,NY), MONY Life Insurance Company of America (AZ stock company, administrative office: Jersey City, NJ), AXA Advisors, LLC, AXA Distributors, LLC and AXA Network, LLC. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. 

BrightLife® Term Series products are issued by AXA Equitable Life Insurance Company (AXA Equitable), NY, NY.  Other term life insurance products are issued by AXA Equitable or MONY Life Insurance Company of America (MLOA) (AZ stock company, administrative office: Jersey City, NJ). Co-distributed by AXA Network, LLC or AXA Distributors, LLC.  AXA Equitable, MLOA, AXA Network and AXA Distributors are affiliated companies and do not provide tax or legal advice. 

BrightLife® is a registered service mark of AXA Equitable Life Insurance Company, NY. NY. 

GE-118310 (09/2016)

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