Term life insurance provides low-cost death benefit protection for temporary needs. It pays a level death benefit and does not build up cash value. Term insurance typically offers the most protection for your premium dollar, making it generally the most affordable type of insurance available value.
Whether you need temporary coverage for a year, or protection for your family until major debts are paid off, term insurance may be a good fit for your needs. It’s basic life insurance that pays a guaranteed death benefit to your beneficiaries generally income tax-free.
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Life insurance is subject to exclusions, limitations and terms for keeping it is force. All guarantees and obligations are based solely on the claims-paying ability of the issuing life insurance company.
“AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY,NY), MONY Life Insurance Company of America (AZ stock company, administrative office: Jersey City, NJ), AXA Advisors, LLC, AXA Distributors, LLC and AXA Network, LLC.
Term life insurance products are issued by AXA Equitable Life Insurance Company (AXA Equitable), New York, NY 10104 or MONY Life Insurance Company of America (MLOA). Co-distributed by AXA Network, LLC (AXA Network Insurance Agency of California in CA, AXA Network Insurance Agency of Utah in UT, AXA Network of Puerto Rico, Inc. in PR) and AXA Distributors When sold by New York based (i.e., domiciled) financial professionals, Term Series products are issued by AXA Equitable Life Insurance Company (New York, NY).