Term life insurance provides low-cost death benefit protection for temporary needs. It pays a level death benefit and does not build up cash value. Term insurance typically offers the most protection for your premium dollar, making it generally the most affordable type of insurance available value.

Advantages of Term Life Insurance

If your insurance need is projected for a certain number of years, for example, until a debt is paid off, or if cost is a prime consideration, Term may be right for you.

You can choose protection for one to twenty years and Term can save you money or allow you to purchase a larger death benefit than may otherwise be manageable.

However, Term premiums may eventually exceed premiums on other forms of insurance.

BrightLife Term

Offers affordable premiums that are guaranteed to remain level for 1, 10, 15 or 20 year(s), depending on which policy you choose. After the stated term, your premiums will increase annually, as shown in the policy.

BENEFITS

Fixed premiums
Protection
Temporary
Convertible
Rated 3 out of 5 by from Difficult to get information Sales Agent's willingness to help is superb but customer service is atrocious. It was impossible for me or my lawyer to get specific information about my policy.
Date published: 2018-10-10
Rated 1 out of 5 by from Trying to make a premium payment I've never had such a hard time trying to give any company money!
Date published: 2018-10-10
Rated 5 out of 5 by from Helpful Very professional. My advisor has done an outstanding job.
Date published: 2018-10-04
Rated 1 out of 5 by from Still unable to get help!!! All I want is to have my insurance bills mailed to me in the US Post Office... I have been unable in three phone calls to get this to happen. Horrible terrible no good very bad service...
Date published: 2018-10-04
Rated 5 out of 5 by from Efficient and thorough Very responsive/quick. Followed through in a professional manner.
Date published: 2018-09-26
Rated 5 out of 5 by from Professional service and easy to use site My financial professional is excellent. Listens carefully and give great guidance.
Date published: 2018-09-26
Rated 5 out of 5 by from Very Professional My advisor was always professional, thorough, and dependable to follow up with questions or concerns. Never missed a beat.
Date published: 2018-09-21
Rated 2 out of 5 by from Service is deficient Cant get inorfmation I neeeded from customer support
Date published: 2018-09-19
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All ratings and reviews are voluntarily submitted by existing customers and are pre-screened for acceptance or rejection prior to publication in accordance with established Moderation Guidelines, which consider applicable regulatory parameters for retail communications (i.e., advertising and sales literature) and company standards for appropriate content. Customers’ ratings and reviews reflect individual opinions and are not intended as indications of suitability or as predictions of any product/investment performance, may not represent the experience of any other customer, and should not be relied upon as bases for any purchase decision. AXA Equitable Life Insurance Company (AXA Equitable) and its affiliates do not guarantee the accuracy or applicability of the information included in any customer review. Ratings and Reviews are powered by Bazaarvoice, a 3rd party vendor not affiliated with AXA Equitable or its affiliates. For questions or concerns about the ratings and reviews presented here, please call 800-628-6673. GE-116658 (7/2016)

Life insurance is subject to exclusions, limitations and terms for keeping it is force. All guarantees and obligations are based solely on the claims-paying ability of the issuing life insurance company. 

“AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY,NY), MONY Life Insurance Company of America (AZ stock company, administrative office: Jersey City, NJ), AXA Advisors, LLC, AXA Distributors, LLC and AXA Network, LLC. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. 

BrightLife® Term Series products are issued by AXA Equitable Life Insurance Company (AXA Equitable), NY, NY.  Other term life insurance products are issued by AXA Equitable or MONY Life Insurance Company of America (MLOA) (AZ stock company, administrative office: Jersey City, NJ). Co-distributed by AXA Network, LLC or AXA Distributors, LLC.  AXA Equitable, MLOA, AXA Network and AXA Distributors are affiliated companies and do not provide tax or legal advice. 

BrightLife® is a registered service mark of AXA Equitable Life Insurance Company, NY. NY. 

GE-118310 (09/2016)

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