Term life insurance provides low-cost death benefit protection for temporary needs. It pays a level death benefit and does not build up cash value. Term insurance typically offers the most protection for your premium dollar, making it generally the most affordable type of insurance available value.

Advantages of Term Life Insurance

If your insurance need is projected for a certain number of years, for example, until a debt is paid off, or if cost is a prime consideration, Term may be right for you.

You can choose protection for one to twenty years and Term can save you money or allow you to purchase a larger death benefit than may otherwise be manageable.

However, Term premiums may eventually exceed premiums on other forms of insurance.

BrightLife Term

Offers affordable premiums that are guaranteed to remain level for 1, 10, 15 or 20 year(s), depending on which policy you choose. After the stated term, your premiums will increase annually, as shown in the policy.

BENEFITS

Fixed premiums
Protection
Temporary
Convertible
Rated 5 out of 5 by from PROMPT SERVICE Friendly professionals doing great work to support my needs.
Date published: 2018-05-24
Rated 1 out of 5 by from TERRIBLE CUSTOMER SERVICE; UNDESIRED EMAILS Need previous reps to stop sending us emails! Please
Date published: 2018-05-19
Rated 2 out of 5 by from Lack of response or follow up highly frustrating I am still trying to get my address changed. Financial advisor won't respond to calls or messages. I asked to switch advisors and that was some time ago...Still no follow up from anyone.
Date published: 2018-05-18
Rated 5 out of 5 by from Helpful I change my address so I didn’t receive my bill which make me miss my payment but when I call AXA to reinstate I received responsive and good service.
Date published: 2018-05-17
Rated 5 out of 5 by from Always available The agent always attempted to contact me on a regular basis. I was guilty of not returning the telephone calls.
Date published: 2018-05-17
Rated 2 out of 5 by from Too much confusion Get different answers depending on who you speak with.
Date published: 2018-05-15
Rated 2 out of 5 by from No personal contact As a longtime client, I’ve had life changes that have required necessary changes to my policy and account. Yet, no one has reached out personally to check on my account status to offer assistance with my changes throughout 2017. It is now nearing the end of 1st quarter 2018. Way to go on customer service.
Date published: 2018-02-22
Rated 3 out of 5 by from Address update: multiple us mail confirming which Not sure if anyone cares if I am a client or not. Never get any info
Date published: 2018-02-03
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All ratings and reviews are voluntarily submitted by existing customers and are pre-screened for acceptance or rejection prior to publication in accordance with established Moderation Guidelines, which consider applicable regulatory parameters for retail communications (i.e., advertising and sales literature) and company standards for appropriate content. Customers’ ratings and reviews reflect individual opinions and are not intended as indications of suitability or as predictions of any product/investment performance, may not represent the experience of any other customer, and should not be relied upon as bases for any purchase decision. AXA Equitable Life Insurance Company (AXA Equitable) and its affiliates do not guarantee the accuracy or applicability of the information included in any customer review. Ratings and Reviews are powered by Bazaarvoice, a 3rd party vendor not affiliated with AXA Equitable or its affiliates. For questions or concerns about the ratings and reviews presented here, please call 800-628-6673. GE-116658 (7/2016)

Life insurance is subject to exclusions, limitations and terms for keeping it is force. All guarantees and obligations are based solely on the claims-paying ability of the issuing life insurance company. 

“AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY,NY), MONY Life Insurance Company of America (AZ stock company, administrative office: Jersey City, NJ), AXA Advisors, LLC, AXA Distributors, LLC and AXA Network, LLC. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. 

BrightLife® Term Series products are issued by AXA Equitable Life Insurance Company (AXA Equitable), NY, NY.  Other term life insurance products are issued by AXA Equitable or MONY Life Insurance Company of America (MLOA) (AZ stock company, administrative office: Jersey City, NJ). Co-distributed by AXA Network, LLC or AXA Distributors, LLC.  AXA Equitable, MLOA, AXA Network and AXA Distributors are affiliated companies and do not provide tax or legal advice. 

BrightLife® is a registered service mark of AXA Equitable Life Insurance Company, NY. NY. 

GE-118310 (09/2016)

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