Term life insurance provides low-cost death benefit protection for temporary needs. It pays a level death benefit and does not build up cash value. Term insurance typically offers the most protection for your premium dollar, making it generally the most affordable type of insurance available value.

Advantages of Term Life Insurance

If your insurance need is projected for a certain number of years, for example, until a debt is paid off, or if cost is a prime consideration, Term may be right for you.

You can choose protection for one to twenty years and Term can save you money or allow you to purchase a larger death benefit than may otherwise be manageable.

However, Term premiums may eventually exceed premiums on other forms of insurance.

BrightLife Term

Offers affordable premiums that are guaranteed to remain level for 1, 10, 15 or 20 year(s), depending on which policy you choose. After the stated term, your premiums will increase annually, as shown in the policy.

BENEFITS

Fixed premiums
Protection
Temporary
Convertible
Rated 5 out of 5 by from Very helpful service! I appreciate how attentive my AXA rep is and the quality of service I constantly receive.
Date published: 2018-07-12
Rated 2 out of 5 by from Where's the local agent??? The service we received from Customer Service was fine. That person said a local agent would contact us to discuss our policy. We have not heard a word from the local agent.
Date published: 2018-07-12
Rated 3 out of 5 by from Efficient to sell but no follow through. Like all these services sales people dont last, so you end it up alone and with no one to follow up to review your papers and make adjustments if needed.
Date published: 2018-07-12
Rated 5 out of 5 by from Very helpful and efficient service The friendly and knowledgeable response I get whenever I call
Date published: 2018-07-11
Rated 3 out of 5 by from 2018 - please offer online options It’s 2018 - we need to have online options to change mailing address / bank account information. I don’t understand why we need to fill up forms, go to USPS, post the mail...those are easy task offered online or over the phone by everyone but AXA.
Date published: 2018-07-07
Rated 5 out of 5 by from Efficient and Helpful The friendly and responsive service I get when I call with my questions and concerns really sets AXA apart…
Date published: 2018-07-05
Rated 1 out of 5 by from Service Service is non existent. Tried to get some one to talk to about my policy but never got anyone on the phone
Date published: 2018-07-04
Rated 3 out of 5 by from Helpful I was getting divorced and the axa people did the best trying to help me.
Date published: 2018-06-29
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All ratings and reviews are voluntarily submitted by existing customers and are pre-screened for acceptance or rejection prior to publication in accordance with established Moderation Guidelines, which consider applicable regulatory parameters for retail communications (i.e., advertising and sales literature) and company standards for appropriate content. Customers’ ratings and reviews reflect individual opinions and are not intended as indications of suitability or as predictions of any product/investment performance, may not represent the experience of any other customer, and should not be relied upon as bases for any purchase decision. AXA Equitable Life Insurance Company (AXA Equitable) and its affiliates do not guarantee the accuracy or applicability of the information included in any customer review. Ratings and Reviews are powered by Bazaarvoice, a 3rd party vendor not affiliated with AXA Equitable or its affiliates. For questions or concerns about the ratings and reviews presented here, please call 800-628-6673. GE-116658 (7/2016)

Life insurance is subject to exclusions, limitations and terms for keeping it is force. All guarantees and obligations are based solely on the claims-paying ability of the issuing life insurance company. 

“AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY,NY), MONY Life Insurance Company of America (AZ stock company, administrative office: Jersey City, NJ), AXA Advisors, LLC, AXA Distributors, LLC and AXA Network, LLC. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. 

BrightLife® Term Series products are issued by AXA Equitable Life Insurance Company (AXA Equitable), NY, NY.  Other term life insurance products are issued by AXA Equitable or MONY Life Insurance Company of America (MLOA) (AZ stock company, administrative office: Jersey City, NJ). Co-distributed by AXA Network, LLC or AXA Distributors, LLC.  AXA Equitable, MLOA, AXA Network and AXA Distributors are affiliated companies and do not provide tax or legal advice. 

BrightLife® is a registered service mark of AXA Equitable Life Insurance Company, NY. NY. 

GE-118310 (09/2016)

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