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EQUI-PATH 403(b) Mutual Fund

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For Customers, Financial Professionals and Employees

New to AXA? Need to register?

For Employer Plan Administrators

Retirement Gateway, Retirement Strategies or Momentum
- View demo

EQUI-PATH 403(b) Mutual Fund

Variable universal life insurance provides death benefit protection, the potential to build cash value and flexible premium payments.  Premiums are invested in your choice of underlying portfolios offering different levels of risk and growth potential.  Any earnings generated from the investment options are credited to your policy’s cash value.

IncentiveLife Optimizer III

Life insurance protection with the potential for cash value accumulation through customized, professionally-managed investment portfolios as well as a wide array of investment options of your choice. 

BENEFITS

Potential accumulation
Investment options
Flexible premiums

IncentiveLife Legacy III

Designed for individuals looking for affordable permanent life insurance who also want to put their premium dollars to work via market-sensitive investment options. Offers growth potential (up to a cap) as well as downside protection.

Please click on the name of the product for more complete details.

BENEFITS

Affordable
Investment options
Flexible premiums
Rated 2 out of 5 by from no service do not understand.not what I signed up for.got insurance not the retirement plan I thought it was. 3or4 different agents all the same family each one knows less about me and MY needs than the one before
Date published: 2017-03-18
Rated 1 out of 5 by from Still waiting for surrender payment completed and signed Life Insurance Disbursement form requesting Surrender of my policy back on Sept 14th. Received AXA email stating the request was forwarded to Disbursements department and allow 5 business days for process completion. On Sept 27th sent follow-up email requesting status. Still no reply.
Date published: 2016-09-30
Rated 5 out of 5 by from Timely & responsive He is always thorough in explaining things to me. I trust his insight about my future needs!
Date published: 2017-03-19
Rated 4 out of 5 by from Helpful and efficient service Good service from experienced advisors. Always get good attention about needs.
Date published: 2017-03-18
Rated 5 out of 5 by from Mr excellant agent......................your customer is busy......
Date published: 2017-03-18
Rated 2 out of 5 by from Service has been unresponsive for years We have tried for years to get AXA to assist us on one of our policies (we have several with AXA - bought at a time we had a local agent), but after our agent died, AXA was unresponsive to calls, we would leave messages, and just lately got a call from a new advisor....apparently the one listed on our policy after death of our agent has not been at AXA for quite some time. Therefore, our policy was not serviced for years.
Date published: 2017-02-22
Rated 4 out of 5 by from Online services are beyond bad (for foreig I just cant register to the online services and nobody helps.
Date published: 2016-10-25
Rated 1 out of 5 by from Notice Regarding Premium - I need help! I received "Important Notice Regarding Your Premium" the end of February. Since the first part of March I have been trying to get some information on my policy and ask questions about the notice I received. I have been transferred back and forth between the Service Center and Associates numerous times. I was finally advised that a local, licensed agent would contact me within 24-48 hours. That was many days ago. Equitable used to be such a good, responsive company. Now all one gets is the equivalent of "tech support", where no one knows anything about whatever you're asking, nor do they seem to particularly care. I NEED a local agent and would appreciate it greatly if someone would respond. I've had this policy for decades. Is it too much to respond to a client's question every twenty-five years or so?
Date published: 2017-03-14
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All ratings and reviews are voluntarily submitted by existing customers and are pre-screened for acceptance or rejection prior to publication in accordance with established Moderation Guidelines, which consider applicable regulatory parameters for retail communications (i.e., advertising and sales literature) and company standards for appropriate content. Customers’ ratings and reviews reflect individual opinions and are not intended as indications of suitability or as predictions of any product/investment performance, may not represent the experience of any other customer, and should not be relied upon as bases for any purchase decision. AXA Equitable Life Insurance Company (AXA Equitable) and its affiliates do not guarantee the accuracy or applicability of the information included in any customer review. Ratings and Reviews are powered by Bazaarvoice, a 3rd party vendor not affiliated with AXA Equitable or its affiliates. For questions or concerns about the ratings and reviews presented here, please call 800-628-6673. GE-116658 (7/2016)

Please consider the charges, risk, expenses, and investment objectives carefully before purchasing a variable life insurance policy. For a prospectus containing this and other information, please contact a financial professional. Read it carefully before you invest or send money. 

A variable life insurance policy is a contractual agreement in which premiums are made to an insurance company.  In return for these premiums, the insurance company will provide a death benefit to a named beneficiary upon proof of the insured's death and a policy cash value.  Amounts in the variable life insurance policy's cash value are invested in a variety of variable investment portfolios.  Amounts in a variable life insurance policy's variable investment options are subject to fluctuation in value and market risk, including loss of principal.  Life insurance policies have exclusions, limitations and terms for keeping them in force. 

Fees and charges associated with variable life insurance include mortality and expense risk charges, cost of insurance charges, surrender charges, administrative fees, investment management fees and charges for optional benefits.  Contact a financial professional for costs and complete details of coverage. 

IncentiveLife Optimizer® III and IncentiveLife Legacy® III are flexible premium variable life insurance policies that are issued in New York and Puerto Rico by AXA Equitable Life Insurance Company (AXA Equitable), NY, NY and in all other jurisdictions by MONY Life Insurance Company of America (MLOA) (AZ stock company, administrative office: Jersey City, NJ). Co-distributed by AXA Advisors, LLC and AXA Distributors, LLC (members FINRASIPC ). AXA Equitable, MLOA, AXA Advisors and AXA Distributors are affiliated companies and do not provide tax or legal advice. 

IncentiveLife®, IncentiveLife Optimizer® and IncentiveLife Legacy® are registered service marks of AXA Equitable Life Insurance Company. 

IncentiveLife Optimizer® III Policy Form ICC15-100, 15-100 or state variations

IncentiveLife Legacy® III Policy Forms ICC09-100, 09-100 or state variations 

GE-118312 (09/2016)

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