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Whole Life Insurance guarantees a minimum death benefit (also known as the face amount), no matter how long you live, as long as premiums are paid.  With Whole Life Insurance, your premium payments will stay the same for as long as you own the policy. Those payments are invested in the company’s general account, which in turn, guarantees that you or your beneficiaries will receive at least the policy’s guaranteed cash value or death benefit.

Interest Sensitive Whole Life

A permanent policy with a Guaranteed Minimum Cash Value that increases each year and equals the Face Amount at age 100. The Policy Account Value may also be enhanced by additional interest.

BENEFITS

Fixed premiums
Accumulation
Conservative
Rated 5 out of 5 by from very helpful Very efficient with complete understanding of my questions
Date published: 2018-10-15
Rated 4 out of 5 by from Could be better Had to talk to two different agents before getting the questions answered
Date published: 2018-10-11
Rated 3 out of 5 by from No personal service at all! I have not had a phone call from a representative to go over my 2 policies for over 2 years. Yes,, I do get a paper copy every 6 months or year! I would like a more personal approach!
Date published: 2018-10-04
Rated 5 out of 5 by from Very Helpful Good communication person and very helpful. Would use again.
Date published: 2018-10-02
Rated 1 out of 5 by from poor communication and dozens of email acknowledge service is an issue - while your call center staff is polite, waiting times average over 20 minutes to get connected and the lack of ability to complete routine transactions; like mine, online is unfathomable in 2018.
Date published: 2018-10-01
Rated 5 out of 5 by from Efficeincy Clarity in answering questions and reassuring me when I expressed concerns
Date published: 2018-09-25
Rated 4 out of 5 by from Efficient service when making address changes. The main communication I have had is through snail mail on address changes. If there were questions, I'd be sure to ask.
Date published: 2018-09-24
Rated 5 out of 5 by from Helpful and efficient service. Genuine concern. I was impressed and very thankful for the service provided.
Date published: 2018-09-23
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All ratings and reviews are voluntarily submitted by existing customers and are pre-screened for acceptance or rejection prior to publication in accordance with established Moderation Guidelines, which consider applicable regulatory parameters for retail communications (i.e., advertising and sales literature) and company standards for appropriate content. Customers’ ratings and reviews reflect individual opinions and are not intended as indications of suitability or as predictions of any product/investment performance, may not represent the experience of any other customer, and should not be relied upon as bases for any purchase decision. AXA Equitable Life Insurance Company (AXA Equitable) and its affiliates do not guarantee the accuracy or applicability of the information included in any customer review. Ratings and Reviews are powered by Bazaarvoice, a 3rd party vendor not affiliated with AXA Equitable or its affiliates. For questions or concerns about the ratings and reviews presented here, please call 800-628-6673. GE-116658 (7/2016)

Life insurance contains exclusions, limitations, and terms for keeping it in force. For costs and complete details of coverage, contact a financial professional.

All guarantees are based on the claims-paying ability of AXA Equitable Life Insurance Company.

Interest Sensitive Whole LifeSM is issued by AXA Equitable Life Insurance Company, New York, NY.

Interest Sensitive Whole LifeSM  is a service mark of AXA Equitable Life Insurance Company.

Policy Form #149-56 or state variation.

GE-118313 (09/2016)

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