A 457(b) deferred compensation plan, which is like a 401(k) for public service employees, can help supplement your pension. It’s specifically designed for those who work for the state or local government, has the flexibility to adjust as your needs change and can help you turn your salary into a more comfortable retirement.

A new kind of retirement plan experience

How can a 457(b) help employees save?

To attract and retain employees, you’ll want a retirement plan that provides guidance and flexibility. Choose an AXA 457(b) deferred compensation plan and you’ll have the tools and support you need to improve your plan’s effectiveness and help simplify the administrative process.

Easier, simpler plan administration

  • A dedicated support team will work with you to facilitate your plan’s implementation and maintain a program that meets all compliance requirements.
  • Use our simple, streamlined website and online tools for easy automated recordkeeping.
  • Your employees get answers to their questions through our participant website, Voice Response Unit, available 24/7, or our Customer Service Representatives.

Personalized guidance and flexible strategies

  • Flexibility – Your employees can customize a savings strategy to suit who they are now, with opportunities to adjust later on. 
  • Support on their terms – Your employees can enroll in your 457(b) plan in the way that works best for them: in person, over the phone or online. 
  • Meet the diverse investment needs of your employees – AXA offers a broad spectrum of investment products to fund your deferred compensation plan – from variable and fixed annuities to mutual fund options. Our investment platform features a high degree of flexibility to help you design a package appropriate for you and your employees. 

The experience of an industry leader

Since 1859, AXA has helped people build and secure their financial futures. We stand among the nation’s premier providers of life insurance and annuity products, providing stability and reliability to our clients.

We’ve won the DALBAR Service Award for outstanding customer service five years in a row (2011-2015) and 11 times in the past 18 years.

AXA group is present in 64 countries serving more than 103 million customers worldwide and has been ranked the #1 global insurance brand in the world for eight consecutive years.*

Rated 4 out of 5 by from Easy Money My satisfaction in making my dollars work gives me satisfaction. I like being able to contact my trip and his quick response time. My questions are always answered and I feel I am a valued client.
Date published: 2017-09-23
Rated 5 out of 5 by from Very responsive AXA made my transaction easy and timely. Representative was very helpful.
Date published: 2017-09-23
Rated 5 out of 5 by from First time AXA member The responsive time is fantastic, my advisor works around my schedule, keeps me informed, and is very patient since I am a first time member and have questions or need clarification.
Date published: 2017-09-23
Rated 2 out of 5 by from Never contacts me when I have requested I've sent several requests to have my advisor contact me but they never have. I have an extremely busy schedule so it's hard for me to track them down. I don't know why requesting to be contacted is an option if it never actually happens.
Date published: 2017-09-21
Rated 5 out of 5 by from Very Helpful My financial professional was very helpful. He was very thorough with the whole process when setting up my account and answered all of my questions. Any further questions I asked in email were quickly answered.
Date published: 2017-09-21
Rated 3 out of 5 by from Helpful Upon Occasion Overall the financial service has been good. Sometimes I don't feel that I am receiving the best information. The financial professional has been vague upon occasion; I don't quite get the impression that this person wants to directly answer my question(s)!
Date published: 2017-09-21
Rated 5 out of 5 by from Patient in explaining procedures and forms Received excellent assistance in filing out forms, explaining my options and never rushed me through the phone call. I felt that they cared for my needs and were very respectful,
Date published: 2017-09-21
Rated 5 out of 5 by from Years of positive experience My advisor is exceptional prvoiding excellent guidance with genuine concern.
Date published: 2017-09-21
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*As of 02/28/2017 customers’ ratings and reviews reflect individual opinions and are not intended as indications of suitability or as predictions of any product/investment performance and should not be relied upon as bases for any purchase decision.

**Interbrand, 2009-2016, AXA press release, October 5, 2016

This discussion is not intended as legal or tax advice. Accordingly, any advice provided herein is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. Such advice was written to support the promotion or marketing of the transaction(s) or matter(s) addressed, and you should seek advice based on your particular circumstances from an independent tax advisor. 

Variable annuities and mutual funds are offered by prospectus, which contains more complete information, including investment objectives, risks, charges, and expenses, and which can be made available from your Financial Professional of the company. Please read the prospectus carefully before you invest or send any money.  

An annuity contract used to fund this qualified employer-sponsored retirement arrangement should be purchased for its features and benefits other than tax deferral. For such cases, tax deferral is not an additional benefit of the annuity. You may also want to consider the relative features, benefits and costs of this annuity with any other investment that you may have in connection with your retirement plan or arrangement. 

AXA believes that education is a key step toward addressing your financial goals, and we've designed this discussion to serve simply as an informational and educational resource; it does not offer or constitute investment advice and makes no direct or indirect recommendation of any particular product or of the appropriateness of any particular investment-related option. Your needs, goals, and circumstances are unique, and they require the individualized attention of your financial professional. But for now, take some time just to learn more. 

Annuities issued by AXA Equitable Life Insurance Company (NY, NY) and co-distributed by affiliates AXA Advisors, LLC and AXA Distributors, LLC, New York, NY 10104.  The investments in this program are subject to investment risks, including possible loss of the principal invested.  They are not insured by the Federal Deposit Insurance Corporation nor are they deposits to, obligations of, or guaranteed by any bank. 

AXA Equitable Life Insurance Company (AXA Equitable), AXA Advisors, LLC (member FINRA, SIPC) and AXA Distributors, LLC (member FINRA, SIPC) are affiliated companies, located at 1290 Avenue of the Americas, New York, NY 10104, (212) 554-1234. AXA Equitable and its affiliates do not provide tax, accounting or legal advice or services. 

“AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company, AXA Advisors, LLC, and AXA Distributors, LLC. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company are backed solely by its claims-paying ability.

GE-122831 (02/2017)

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