• Diversification
  • Education for participants
  • Guaranteed growth option

With AXA Retirement 360 as your defined contribution program, you’ve got all of the benefits of open architecture. That means you have choices like a large variety of mutual funds and a group fixed annuity, so it’s easier to select a diverse group of investments

Personalized Guidance

AXA Retirement 360 gives you access to the information you need to help save for retirement and feel more confident in your decisions. You can educate yourself at your own pace, from a variety of devices, with an intuitive, guided enrollment process and educational tools to meet different levels of investment know-how.  

Option for Retirement Certainty

AXA Retirement 360 features access to the broad mutual fund marketplace as well as an option for retirement certainty with the AXA Fixed Account, part of the fixed annuity. You’ll earn a minimum fixed interest on your savings, no matter what. Each contribution to the AXA Fixed Account increases the option’s value and every year, interest will be earned and included in your account, compounding each year as interest earns more interest. And it’s backed by the claims-paying ability of AXA Equitable.

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  1. “Retirement Certainty” specifically refers to the AXA Fixed AccountSM and does not include the wide variety of mutual funds available in the AXA Retirement 360SM platform, which are subject to risk including possible loss of principal

Mutual Funds are sold by prospectus only. Be sure to review the current prospectus that contains complete information on charges, risks, expenses and investment objectives before investing or sending money. Contact your Financial Professional or the company for a prospectus.  

AXA believes that education is a key step toward addressing your financial goals, and we’ve designed this material to serve simply as an informational and educational resource. Accordingly, this material does not offer or constitute investment advice and makes no direct or indirect recommendation of any particular product or of the appropriateness of any particular investment-related option. Your needs and circumstances are unique, and they require the individualized attention of your financial professional. But for now take some time to learn more. 

The AXA Retirement 360SM defined contribution program consists of a custodial account offered through Reliance Trust Company, LLC, within which plan participants’ chosen mutual fund shares are held, as well as a group fixed annuity contract (Generic Form Number 2016FA-MFrev, 2016FA-MF403b) issued by AXA Equitable Life Insurance Company (“AXA Equitable”). 

Mutual funds made available through the program are distributed by AXA Distributors, LLC (members FINRA, SIPC) (“AXA Distributors”). AXA Equitable and AXA Distributors are located at 1290 Avenue of the Americas, New York, NY 10104, (212) 314-4600. AXA Equitable is solely responsible for meeting the obligations of the group fixed annuity contract. 

Offered by affiliated and unaffiliated entities, the program is the result of various strategic partnerships, including one between AXA Distributors, LLC and PlanConnect, LLC. The AXA Retirement Plan ServicesSM platform includes recordkeeping, trading and custodial services to plan sponsors for the program. Reliance Trust Company serves as custodian of mutual funds selected by plan participants. PlanConnect, LLC, serves as the platform’s recordkeeper and third-party administrator. AXA Retirement Plan ServicesSM and AXA Retirement 360SM are service marks of the contractual arrangements between affiliated and/or unaffiliated entities within the platform; PlanConnect® is a registered service mark of PlanConnect, LLC (100 Madison Street, Syracuse, NY 13202. (800) 923-6669). AXA Equitable, AXA Distributors, and PlanConnect, LLC are separate but affiliated companies. Reliance Trust Company is a separate and unaffiliated company. 

The investments in this program are subject to investment risks, including possible loss of the principal invested. They are not insured by the Federal Deposit Insurance Corporation nor are they deposits to, obligations of, or guaranteed by any bank.  Annuities are long-term products that are used for retirement purposes. Since retirement plans are tax-deferred, annuities do not offer any extra tax benefits. Annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. Annuities contain certain limitations and restrictions. For costs and completed details, contact a financial professional. Guarantees are based on the claims-paying ability of AXA Equitable Life Insurance Company. 

“AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY, NY), AXA Distributors, LLC and AXA Advisors, LLC (members FINRA, SIPC). AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company are backed solely by its claims-paying ability. AXA Equitable Life Insurance Company (NY, NY). 

© 2017 AXA Equitable Life Insurance Company. All rights reserved. 

GE-126314 (06/2017)

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