Simplify Investment Decision-Making

Investment Edge gives the flexibility to choose from individual investment options and Packaged Portfolios across a broad spectrum of investment strategies and styles, all with the added benefit of tax deferral.


    • Core Investments: Over 100 traditional investment strategies including sector and specialty investments.
    • Alternative investments: A wide range of low-correlated assets that can provide additional diversification and the opportunity for enhanced risk-adjusted returns.

Packaged Portfolios: Easy, one-step approach to asset allocation


    Combine core and alternative asset classes professionally allocated in an array of diversified portfolios tailored to investment goals and risk tolerance.


    Well-known investment managers bring their expertise and disciplined processes to investment portfolios.


    Broadly diversified portfolios that offer exposure to core investments, like global stocks and bonds, and access to alternative asset classes, such as precious metals and global real estate (REITs).


    Traditional asset allocation portfolios that use a diversified mix of asset classes and underlying funds to help provide consistent performance over time and may reduce volatility.

Manageable yet comprehensive selection


    With thousands of well-known investment managers funds to choose from today, investors must navigate through a maze of fund options to build a portfolio that will help them meet long term investment goals. Investment Edge provides a manageable yet comprehensive selection of funds to help investors capture diversification and growth opportunities.

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Important Note AXA believes that education is a key step toward addressing your financial goals, and we've designed this material to serve simply as an informational and educational resource. Accordingly, the information on this website does not offer or constitute investment advice and makes no direct or indirect recommendation of any particular product or of the appropriateness of any particular investment-related option. Your needs, goals and circumstances are unique, and they require the individualized attention of your financial professional.

“Tax-efficient distributions” refers to options where a portion of the distribution is a return of cost basis and thus excludable from taxes.

What is a variable annuity?

A variable annuity is a tax-deferred financial product designed to allow investors to invest for growth potential and provide income for retirement or other long-term life goals. In essence, an annuity is a contractual agreement in which payment(s) are made to an insurance company, which agrees to pay out income or a lump sum amount at a later date. Variable annuities are subject to market risk including loss of principal. There are fees and charges associated with a variable annuity contract, which include, but are not limited to, operations charges, sales and withdrawal charges and administrative fees. The withdrawal charge declines from 6% to 3% over five years for Investment Edge. Earnings are taxable as ordinary income when distributed and may be subject to an additional 10% federal tax if withdrawn before age 59 1/2.

This content is not a complete description of all material provisions of the variable annuity contract. Please click here for the Investment Edge prospectus. The prospectus contains more complete information, including investment objectives, risks, charges, expenses, limitations and restrictions.

There are certain contract limitations and restrictions associated with an Investment Edge contract. For costs and complete details of coverage, speak to your financial professional/insurance licensed registered representative. Certain types of contracts, features and benefits may not be available in all jurisdictions. AXA Equitable offers other variable annuity contracts with different fees, charges and features.

If you are purchasing an annuity contract to fund an Individual Retirement Account (IRA) or employer sponsored retirement plan, you should be aware that such annuities do not provide tax-deferral benefits beyond those already provided by the Internal Revenue Code. Before purchasing one of these annuities, you should consider whether its features and benefits beyond tax deferral meet your needs and goals. You may also want to consider the relative features and benefits of these annuities with any other investments that you may use in connection with your retirement plan or arrangement.

Not every contract is available through the same selling broker/dealer.

This website was prepared to support the promotion and marketing of AXA Equitable variable annuities. AXA Equitable, its distributors and their respective representatives do not provide tax, accounting or legal advice. Any tax statements contained herein were not intended or written to be used, and cannot be used, for the purpose of avoiding U.S. federal, state or local tax penalties.

Please consult your own independent advisors as to any tax, accounting or legal statements made herein.

The Investment Edge 15 variable annuity is issued by AXA Equitable Life Insurance Company, New York, NY 10104. Co-distributed by affiliates AXA Advisors, LLC and AXA Distributors, LLC. (Members FINRA, SIPC.)

Contract form # ICC13IEBASE1, ICC13IEBASE2 and any state variations.

“AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company, AXA Advisors, LLC and AXA Distributors, LLC. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company are backed solely by their claims-paying ability.

GE-89173 (04/2016)

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