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EQUI-PATH 403(b) Mutual Fund

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Log in to AXA

For Customers, Financial Professionals and Employees

New to AXA? Need to register?

For Employer Plan Administrators

Retirement Gateway, Retirement Strategies or Momentum
- View demo

EQUI-PATH 403(b) Mutual Fund

  • Investment opportunity
  • Guaranteed lifetime income
  • Death benefit guarantees

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Sometimes our product features vary somewhat to align with different state insurance department requirements. To be sure we're giving you the most accurate information, please select your state of residence from the menu above.

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Rated 5 out of 5 by from Excellent service I am new to the whole process and unfortunately for your representatives I called almost everyday with questions as I did not understand the process and they each representative that I spoke with was so patient and understanding that I will definitely recommend other clients to you again I just want to say thank you for your patience and understanding and you guys do an awesome job
Date published: 2016-10-13
Rated 5 out of 5 by from Very effective. Everyone is very nice and helpful My experience was amazing. I though that I really didn't have much to work with financially to retire with. Everyone we talked to was very professional, very helpful and I think I will be able to retire one day. I wish I had started working on my retirement when I was younger. I enjoyed working with my financial professional. I learned so much and found that financing can be very interesting. I have much more to learn but feel very confident that any questions or needs I have will be addressed. I would encourage younger people to start some form of retirement at a younger age. ]
Date published: 2017-04-01
Rated 1 out of 5 by from Disappointed I am new to AXA. I used the user name and password as instructed by AXA for my first time log in. It didn't work. When I called for help, I had to supply all my account information as well as answer 4 security questions. I know for a fact that I answered 3 out of 4 questions correctly, yet I was told I only answered 1 question correctly. So, after wasting about half an hour, I was not granted access to my account.
Date published: 2016-12-20
Rated 1 out of 5 by from Your web site is in very poor condition Your web site is in very poor condition and after I made some investment allocation changes and printed out a confirmation, I went back the next day and the changes were not registered. Also several times I visited the site, it came back with the message that my account details were not available.
Date published: 2017-03-15
Rated 5 out of 5 by from Axa Doing business online or with a professional, my experiences with Axa has been over and above what you would expect.
Date published: 2017-04-21
Rated 1 out of 5 by from Not very professional I am not happy with this company and will be changing to another as soon as possible. Promises were made 5 months ago to have my rep check in with me every 2 to 3 months and no one has contacted me.
Date published: 2016-10-13
Rated 1 out of 5 by from Lack of Service Their is a total lack of service from an AXA agent.
Date published: 2017-02-22
Rated 5 out of 5 by from AXA Knows Best I have never used a financial adviser or for that matter had money to invest. He knew I was nervous & scared with matters that were really foreign to me. I was put at ease. I hope that I'll not have need for the money in the next umpteen years to come. I was given the name of my financial adviser from very good friends. There is still apprehension within me regarding the money I invested.
Date published: 2017-03-22
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  • REVIEWS, PRODUCT

A deferred variable annuity, such as Retirement Cornerstone®, is a long-term financial product designed for retirement purposes. It is a contractual agreement in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. Variable annuity contracts offer tax-deferred growth potential and optional features such as living and death benefits. Guarantees are based on the claims-paying ability of the issuing company.

Withdrawals from an annuity contract are taxable as ordinary income and, if made prior to age 59½, may be subject to an additional 10% federal tax. Withdrawals may also be subject to withdrawal charges. Amounts invested in an annuity’s portfolios are subject to fluctuation in value and market risk, including loss of principal. There are fees and charges associated with a variable annuity contract, which include, but are not limited to, operations charges, sales and withdrawal charges, administrative fees, and additional charges for optional benefits. See the prospectus for complete details.

If you are purchasing an annuity contract to fund an Individual Retirement Annuity (IRA) or employer-sponsored retirement plan, you should be aware that such annuities do not provide tax-deferral benefits beyond those already provided by the Internal Revenue Code. Before purchasing one of these annuities, you should consider whether its features and benefits beyond tax deferral meet your needs and goals. You may also want to consider the relative features, benefits and costs of these annuities with any other investment that you may use in connection with your retirement plan or arrangement.

The contingent withdrawal charge declines from 7% over a seven-year period for the Series B product. Please see the prospectus for the withdrawal charge scale for other annuities in the Retirement Cornerstone® Series. This content is not a complete description of all material provisions of the variable annuity contract. The prospectus contains more complete information, including investment objectives, risks, charges, expenses, limitations and restrictions. Please read the prospectus and any applicable supplements, and consider this information carefully before purchasing a contract.

There are certain contract limitations and restrictions associated with the Retirement Cornerstone® contract, which include, but are not limited to, a contract fee and additional charges for optional benefits. In addition, the underlying investment portfolios charge management fees and have other expenses. For costs and complete details of coverage, speak to your financial professional/insurance-licensed registered representative. Certain types of contracts, features and benefits may not be available in all jurisdictions. AXA Equitable offers other variable annuity contracts with different fees, charges and features. Not every contract is available through the same selling broker/dealer. AXA Equitable may discontinue contributions and transfers among investment options or make other changes in contribution and transfer requirements and limitations. If we discontinue contributions and transfers into the Protected Benefit Account, you will no longer be able to fund your guaranteed benefits.

Retirement Cornerstone® is a registered service mark AXA Equitable Life Insurance Company, New York, NY 10104. Retirement Cornerstone® variable annuities are issued by AXA Equitable Life Insurance Company, New York, NY 10104. All contract and rider guarantees, including optional benefits and any fixed subaccount crediting rates or annuity payout rates, are backed by the claims-paying ability of AXA Equitable. They are not backed by the broker/dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased or any affiliates of those entities and none makes any representations or guarantees regarding the claims paying ability of AXA Equitable.

Co-distributed by affiliates AXA Advisors, LLC and AXA Distributors, LLC, New York, NY 10104. Contract form #s: ICC12BASE4 and ICC12BASE3 and any state variations.

GE-68158 (02/2014)

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