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EQUI-PATH 403(b) Mutual Fund

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For Customers, Financial Professionals and Employees

New to AXA? Need to register?

For Employer Plan Administrators

Retirement Gateway, Retirement Strategies or Momentum
- View demo

EQUI-PATH 403(b) Mutual Fund

  • Investment opportunity
  • Guaranteed lifetime income
  • Death benefit guarantees

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Sometimes our product features vary somewhat to align with different state insurance department requirements. To be sure we're giving you the most accurate information, please select your state of residence from the menu above.

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Rated 5 out of 5 by from Excellent service I am new to the whole process and unfortunately for your representatives I called almost everyday with questions as I did not understand the process and they each representative that I spoke with was so patient and understanding that I will definitely recommend other clients to you again I just want to say thank you for your patience and understanding and you guys do an awesome job
Date published: 2016-10-13
Rated 5 out of 5 by from Personal and extrememly helpful servixe I am a real novice about financial matters and the person I deal with through AXA explains things in terms that I can understand.
Date published: 2017-02-17
Rated 5 out of 5 by from Experienced and Helpful My Financial Advisors are knowledgeable and extremely professional. I feel very comfortable with them.
Date published: 2017-02-18
Rated 4 out of 5 by from Helpful Very friendly and helpful service. Very efficient.
Date published: 2017-02-17
Rated 5 out of 5 by from Good service, excellent people I have always received the best of care with Axa. My financial adviser and his secretary are courteous, responsive and knowledgeable.
Date published: 2017-02-17
Rated 5 out of 5 by from Highly professional advisor My financial advisor is always responsive and available. He is extremely knowledgeable of my financial position and needs.
Date published: 2017-02-17
Rated 4 out of 5 by from Helpful and informative Friendly and informative, very professional. They take as much as I need to discuss my situation
Date published: 2017-02-17
Rated 5 out of 5 by from Very helpful I found it to be a positive relationship, tailored to my investment needs.
Date published: 2017-02-17
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  • REVIEWS, PRODUCT

A deferred variable annuity, such as Retirement Cornerstone®, is a long-term financial product designed for retirement purposes. It is a contractual agreement in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. Variable annuity contracts offer tax-deferred growth potential and optional features such as living and death benefits. Guarantees are based on the claims-paying ability of the issuing company.

Withdrawals from an annuity contract are taxable as ordinary income and, if made prior to age 59½, may be subject to an additional 10% federal tax. Withdrawals may also be subject to withdrawal charges. Amounts invested in an annuity’s portfolios are subject to fluctuation in value and market risk, including loss of principal. There are fees and charges associated with a variable annuity contract, which include, but are not limited to, operations charges, sales and withdrawal charges, administrative fees, and additional charges for optional benefits. See the prospectus for complete details.

If you are purchasing an annuity contract to fund an Individual Retirement Annuity (IRA) or employer-sponsored retirement plan, you should be aware that such annuities do not provide tax-deferral benefits beyond those already provided by the Internal Revenue Code. Before purchasing one of these annuities, you should consider whether its features and benefits beyond tax deferral meet your needs and goals. You may also want to consider the relative features, benefits and costs of these annuities with any other investment that you may use in connection with your retirement plan or arrangement.

The contingent withdrawal charge declines from 7% over a seven-year period for the Series B product. Please see the prospectus for the withdrawal charge scale for other annuities in the Retirement Cornerstone® Series. This content is not a complete description of all material provisions of the variable annuity contract. The prospectus contains more complete information, including investment objectives, risks, charges, expenses, limitations and restrictions. Please read the prospectus and any applicable supplements, and consider this information carefully before purchasing a contract.

There are certain contract limitations and restrictions associated with the Retirement Cornerstone® contract, which include, but are not limited to, a contract fee and additional charges for optional benefits. In addition, the underlying investment portfolios charge management fees and have other expenses. For costs and complete details of coverage, speak to your financial professional/insurance-licensed registered representative. Certain types of contracts, features and benefits may not be available in all jurisdictions. AXA Equitable offers other variable annuity contracts with different fees, charges and features. Not every contract is available through the same selling broker/dealer. AXA Equitable may discontinue contributions and transfers among investment options or make other changes in contribution and transfer requirements and limitations. If we discontinue contributions and transfers into the Protected Benefit Account, you will no longer be able to fund your guaranteed benefits.

Retirement Cornerstone® is a registered service mark AXA Equitable Life Insurance Company, New York, NY 10104. Retirement Cornerstone® variable annuities are issued by AXA Equitable Life Insurance Company, New York, NY 10104. All contract and rider guarantees, including optional benefits and any fixed subaccount crediting rates or annuity payout rates, are backed by the claims-paying ability of AXA Equitable. They are not backed by the broker/dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased or any affiliates of those entities and none makes any representations or guarantees regarding the claims paying ability of AXA Equitable.

Co-distributed by affiliates AXA Advisors, LLC and AXA Distributors, LLC, New York, NY 10104. Contract form #s: ICC12BASE4 and ICC12BASE3 and any state variations.

GE-68158 (02/2014)

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