Protection so you won’t need to resuscitate your bank account
Provides coverage for a variety of expenses, including hospital stays, emergency room visits, rehabilitation and even childcare
If you’re financially prepared for both expected and unexpected visits to the hospital, you won’t have to stress about the cost if something happens to you. You can protect your family too, take advantage of wellness features and use the payments however you want.
What it does
Pays a certain amount for specific hospital-related expenses. Check with your benefits representative for your company’s specific plan details.
How it works
If you’re hospitalized, you’ll receive payment to help cover your expenses, regardless of any other medical plan you have.
What it doesn't do
This benefit may not cover all costs associated with a hospital stay. This coverage does not impact your medical insurance deductible, if you have one.
Hospital care is the largest health care cost.1
1Statistical Brief #204, Healthcare Cost and Utilization Project, May 2016.
NEW MEXICO RESIDENTS: Please be advised that this Suite of Insurance Products section of our website is not currently directed to, applicable to, or intended for any person residing in the state of New Mexico.
This policy provides limited benefits and coverages. This limited hospital indemnity plan has some specific benefit limits, and is not a major medical insurance policy, a Medicare Supplement policy, or a high deductible health plan. It does not satisfy the individual mandate of the Affordable Care Act. It does not meet the requirements of minimum essential coverage as defined by federal law. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services. The policy has limitations and exclusions. Optional riders and/or features may incur additional costs. Policy Form/Contract 14-200HIP and State Variations.
AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. (AEFS). "AXA" is the brand name of AEFS and its family of companies, including AXA Equitable Life Insurance Company (AXA Equitable) (NY, NY), MONY Life Insurance Company of America (AZ stock company, admin. office: Jersey City, NJ) (MONY America), and AXA Distributors, LLC. All group insurance products are issued either by AXA Equitable or MONY America, which have sole responsibility for their insurance and claims-paying obligations. Some products are not available in all states.