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"AXA" is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (AXA Equitable), MONY Life Insurance Company of America (MONY America), AXA Advisors, LLC, and AXA Distributors, LLC.  Insurance products are issued either by AXA Equitable or MONY America, which have sole responsibility for their insurance and claims-paying obligations.

Group insurance products are issued by AXA Equitable Life Insurance Company (AXA Equitable), MONY Life Insurance Company of America (MONY America) or by unaffiliated third-party issuers.  Some products are not available in all states.  AXA Equitable and MONY America have sole responsibility for their own insurance and claims obligations.

GE-103210 (05/2015)

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