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AXA promotes small business needs

Helping the backbone of the U.S. economy

Did you know that 5 million firms in the U.S. have fewer than 250 employees, while only 18,500 have 500 or more?  Or that microbusinesses, those with fewer than 10 employees represented 75 percent of all private-sector employees in 2013?1

“Small business, the true backbone and growth engine of the U.S. economy, need retirement planning help,” said Tracey Gray-Walker, head of AXA’s Association business. “We’re focused on helping associations promote their member value proposition, which, in turn, helps the members,” most of whom own small businesses, such as dental practices, small architecture firms – even yoga instruction studios.

“Small business owners, like most Americans, are not saving enough for retirement,” says Gray-Walker, adding, “They’re overwhelmed by complexity, price concerns, and the competing priorities that come from having to do it all.” AXA offers advice for owners on how to take small manageable steps that can help lead to a secure retirement for owners, families and employees; in addition to helping small businesses attract and retain talented employees.

To learn more or to receive a complimentary fee comparison to ensure you have what is most appropriate for your business needs call (800) 523-1125, extension 2249.

1. Source: Small Business Administration.

The information in this Web site is not intended to constitute an offer to sell or a solicitation in connection with any product. Privacy & Security Statement and Online Usage Agreement

"AXA" is the brand name for the AXA Equitable Financial Services, LLC family of companies, including AXA Equitable Life Insurance Company. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company are backed solely by its claims-paying ability.

The Members Retirement Program (Contract Form #6059) is funded by a group variable annuity contract issued and distributed by AXA Equitable Life Insurance Company (New York, NY 10104, 212-314-4600).

Please consider the charges/ risks/ expenses/ and investment objectives carefully before purchasing a variable annuity. For a prospectus containing this and other information please contact a financial professional. Read it carefully before you invest or send money.

A group variable annuity is a long-term financial product designed for retirement purposes. In essence, a group variable annuity is a contractual agreement in which payment(s) are made to an insurance company on behalf of retirement plan participants, which agrees to payout an income or a lump sum amount at a later date to those participants. There are contract limitations and fees and charges associated with group variable annuities, which include, but are not limited to administrative fees and charges for investment management. Amounts in the annuity's variable investment options are subject to fluctuation in value and market risk, including loss of principal. Withdrawals from annuities are subject to an additional 10% federal income tax penalty. Withdrawals may also be subject to a contractual withdrawal charge. Contact a Retirement Program Specialist for costs and complete details. An annuity contract that is purchased to fund a retirement plan should be done so for the annuity's features and benefits other than tax deferral. For such cases, tax deferral is not an additional benefit. You may also want to consider the relative features, benefits, and costs of this annuity with any other investment that you may have in connection with your retirement plan or arrangement.

Please be advised that this document is not intended as legal or tax advice. Accordingly, any tax information provided in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.

GE-113340 (04/2016)

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