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EQUI-PATH 403(b) Mutual Fund

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For Customers, Financial Professionals and Employees

For Employer Plan Administrators

Retirement Gateway, Retirement Strategies or Momentum
- View demo

EQUI-PATH 403(b) Mutual Fund

  • Employer sponsored plans are a significant way that many people plan and save for retirement. They allow people to put a portion of their annual income into investment accounts specifically for retirement.

  • The power of these plans is the potential for retirement investments to grow tax-free until they are withdrawn. Combined with other investment products, our plans can be an important part of an overall retirement strategy.

EQUI-VEST®

If your employer offers our EQUI-VEST® variable deferred annuity as part of a 403(b) or 457(b) plan, you have access to a powerful tool to help you save for retirement on a tax-deferred basis.

BENEFITS

Tax advantages
Simplicity
Flexibility

Retirement Gateway®

A program of bundled and unbundled qualified plan services — including a group variable annuity — that educates employees about their diversified investment choices while helping sponsors minimize related tasks.

BENEFITS

Diverse investment options
Educational programs
Guaranteed withdrawals

Please consider the charges, risks, expenses, and investment objectives carefully before purchasing a variable annuity. For a prospectus containing this and other information, please click on links above or contact a financial professional. Read it carefully before you invest or send money.

Please be advised that this page is not intended as legal or tax advice. Accordingly, any tax information in this document is not intended or written to be used, and cannot be used, by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer. The tax information was written to support the promotion or marketing of the transaction(s) or matter(s) addressed and you should seek advice based on your particular circumstances from an independent tax advisor.

Funding a tax qualified retirement plan or arrangement with an annuity does not provide any additional tax benefits, however, doing so can provide you with additional insurance benefits and contract features beyond tax deferral. You may want to consider the relative features, benefits and costs of this annuity with any other investment that you may have in connection with your retirement plan or arrangement.

Annuities are long-term financial products designed for retirement purposes. In essence, annuities are contractual agreements in which payment(s) are made to an insurance company, which agrees to pay out an income or a lump sum amount at a later date. There are contract limitations and fees and charges associated with annuities, which include, but are not limited to, mortality and expense risk charges, sales and surrender charges, administrative fees, and charges for optional benefits.

Variable annuity subaccounts fluctuate with changes in market conditions. When surrendered, the principal may be worth more or less than the original amount invested.

Certain types of contracts, features and benefits may not be available in all jurisdictions or may be different.

Annuities are issued by AXA Equitable Life Insurance Company (AXA Equitable) NY, NY and are distributed by AXA Advisors, LLC (member SIPC). AXA Equitable and AXA Advisors are affiliated companies and do not provide legal or tax advice.

Retirement GatewaySM is a service mark and EQUI-VEST® is a registered service mark of AXA Equitable Life Insurance Company.Contract form numbers: 11936P, 92EDC, 2002EDC, 11934T, 11947CT-1, 11947CTU-I, 92TSA, 92TSU, 2001TSAGAC, 2001TSACERTA/B, 92SEP, 2000ENPRPSEPG, 2002ENSIMI, 92NQIGB, 94ICA/B, 94ICIA/B, 2003EBASE, 1048-94-GC, 03-400, 07-300, 2005GAC-QP and any state variations

GE-61772 (04/2011)