Are you ready to take small, manageable steps to reach your retirement savings goals?  AXA can help. As an employee of New Jersey’s public colleges and universities, you have access to the state of New Jersey’s Alternate Benefit Program (ABP) and/or the Additional Contributions Tax-Sheltered (ACTS) Program.

Already an AXA client? Access your account online here.

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New Jersey ABP 401(a)

New Jersey ACTS 403(b)

Note: Employees enrolled in the PERS (Public Employee Retirement System) should contact us directly at 866-752-0072 to discuss the details of your plan.

Need help picking the best plan for you? Learn more.


Are you retirement ready?

We're here to help you work toward the retirement you want.


Get the basics with our Comfortable Retirement Guide. Topics include:

  • Importance of starting early
  • Catch-up strategies for late-starters
  • Balancing risk and reward
  • Rebalancing  your investments for your goals

Plan highlights

  • Easily build a diversified portfolio
  • Participate in market gains and protect against declines
  • Receive income the way you want it
  • Receive personalized service

Contact us

If you have questions, call (866) 752-0072 to speak with a local New Jersey AXA Advisors financial professional or complete the following form to set up a meeting today.

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Are you saving enough for retirement? These calculators will help determine where you stand:

About AXA

AXA has been helping people make their financial goals a reality since 1859. Get to know a little bit more about us.

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While these links will summarize certain information about the New Jersey ABT/ACTS for your convenience, they are not official explanations of the program.  In the event of a discrepancy between any information provided and any information provided directly by the state of New Jersey the latter will prevail.  AXA Advisors and its affiliates and associates do not provide tax/legal advice.

The information on this website must be preceded or accompanied by all applicable prospectuses, or for 401(a) plans only, the program summary. The prospectuses and the program summary contain more detailed information about the contract/certificate, including investment objectives, risks, charges and expenses. Please read the prospectus and product brochure and consider this information carefully before investing.

All guarantees and payments are based on the claims-paying ability of AXA Equitable.

"AXA" is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY,NY), MONY Life Insurance Company of America (AZ stock company, administrative office: Jersey City, N.J.), AXA Advisors, LLC (member FINRA, SIPC), and AXA Distributors, LLC (member SIPC). AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company and MONY Life Insurance Company of America are backed solely by their claims-paying ability.

GE-129644 (11/2017)

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