Our enhanced IUL Protect is transparent and clear – and is now competitive in level-, short- and single-pay scenarios. Designed for long-term protection, it has simple, reliable caps and a fixed options budget.
But some IULs come with surprises that aren't so much fun.
- A policy that's more sensitive to volatility, even with a 0% floor.
- The potential for sudden increases in premiums to keep their policy from lapsing.
Various aspects of the products compared including but not limited to features, benefits, expenses, insurance charges and loads will vary from company to company. Refer to the respective issuing company product materials and a specimen actual contract for details. Financial Professionals should conduct a product to product review to determine which product is more suitable for the client.
IUL Protect is issued in New York and Puerto Rico by AXA Equitable Life Insurance Company, 1290 Avenue of the Americas, New York, NY 10104, and in all other jurisdictions by MONY Life Insurance Company of America, an Arizona stock corporation with its main administrative office in Jersey City, NJ. IUL Protect is co-distributed by AXA Network, LLC; (AXA Network Insurance Agency of California in CA; AXA Network Insurance Agency of Utah in UT; AXA Network of Puerto Rico, Inc. in PR); and AXA Distributors, LLC. When sold by New York state-based (i.e., domiciled) financial professionals, IUL Protect is issued by AXA Equitable Life Insurance Company.