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TERM LIFE

BrightLife® TermOne®

Affordable protection for temporary needs. Coverage expires at the end of one year and is non-renewable.

PRODUCT FEATURES:
  • Affordable
  • Convertible
  • Temporary Protection

TERM LIFE

BrightLife® Term Series

Affordable protection for temporary needs. 10-, 15-, 20-year or annual renewable coverage.

PRODUCT FEATURES:
  • Affordable
  • Convertible
  • Temporary Protection
See BrightLife® Term Series Riders

INDEXED UNIVERSAL LIFE

BrightLife® Grow

Accumulation indexed universal life

PRODUCT FEATURES:
  • Accumulation Potential
  • Cost-Effective
  • Downside Protection
  • Long-Term Care Rider
See BrightLife® Grow Riders

INDEXED UNIVERSAL LIFE

BrightLife® Protect

Protection universal life with an indexed option

PRODUCT FEATURES:
  • Cost-Effective
  • Downside Protection
  • Livetime Coverage
  • Long-Term Care Rider
See BrightLife® Protect Riders

VARIABLE UNIVERSAL LIFE

IncentiveLife Optimizer® III

Accumulation variable universal life

PRODUCT FEATURES:
  • Potential accumulation
  • Investment options
  • Flexible premiums
See IncentiveLife Optimizer® III Riders

VARIABLE UNIVERSAL LIFE

IncentiveLife Legacy® III

Protection variable universal life

PRODUCT FEATURES:
  • Lifetime Coverage
  • Investment Options
  • Long-Term Care Rider
See IncentiveLife Legacy® III Riders

VARIABLE UNIVERSAL LIFE

Corporate Owned Incentive Life® (COIL)

Corporate owned variable universal life

PRODUCT FEATURES:
  • Accumulation Potential
  • Potential Tax Advantages
  • Can Be Suitable for Executive Benefits
See Corporate Owned Incentive Life® (COIL) Riders

SURVIVORSHIP LIFE

BrightLife® Grow Survivorship

Accumulation survivorship indexed universal life

PRODUCT FEATURES:
  • Accumulation Potential
  • Downside Protection
  • Insures Two Lives
See BrightLife® Grow Survivorship Riders

INDEXED UNIVERSAL SURVIVORSHIP LIFE

BrightLife® Protect Survivorship

Protection survivorship indexed universal life

PRODUCT FEATURES:
  • Downside Protection
  • Legacy Planning
  • Insures Two Lives
See BrightLife® Protect Survivorship Riders

VARIABLE UNIVERSAL SURVIVORSHIP LIFE

Survivorship IncentiveLife® Legacy

Protection survivorship variable universal life

PRODUCT FEATURES:
  • Insures Two Lives
  • Investment Options
  • Legacy Planning
See Survivorship IncentiveLife® Legacy Riders

WHOLE LIFE

Interest Sensitive Whole LifeSM

For clients who need life insurance protection but prefer fixed premiums and guaranteed cash value growth.

PRODUCT FEATURES:
  • Fixed Premiums
  • Guranteed Cash Value
  • Lifetime Coverage
See Interest Sensitive Whole LifeSM Riders

Looking for additional protection? Tailor a product to your client's needs with an available rider.

View All Riders

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