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EQUI-PATH 403(b) Mutual Fund

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Log in to AXA

For Customers, Financial Professionals and Employees

New to AXA? Need to register?

For Employer Plan Administrators

Retirement Gateway, Retirement Strategies or Momentum
- View demo

EQUI-PATH 403(b) Mutual Fund

Are you putting off retirement planning for any of these reasons?

I Have Other Financial Priorities

You can open a 403(b) with as little as $25 per month, pre-tax.

A 403(b) comes with a tax-deferral advantage that allows you to set aside money that might not have made it into your pocket anyway. So don’t let your other bills deter you from doing something good for your retirement. You’ll be much better off if you start now.

How much should you save to retire at the ideal age of 65?1

If you start saving at age 25 and retire at age 65, you should be saving 10% of your income

If you start saving at age 30 and retire at age 65, you should be saving 13% of your income

If you start saving at age 35 and retire at age 65, you should be saving 15% of your income

If you start saving at age 45 and retire at age 65, you should be saving 27% of your income

You could make an extra $100,000, just by starting sooner.

For retirement, the difference of starting to save 10 years sooner could amount to almost $100,000, when you put in $100 monthly.*

Monthly contribution
$200,145
$100,954
$46,435

*Assumes $100 per month contributions, a retirement age of 65 and a hypothetical 6% annual rate of return, which is not guaranteed. Result is not based on the performance of actual investments or products. The amounts used in this hypothetical example do not take taxes or product-related charges into account. Distributions will be subject to ordinary income taxes and may incur a 10% tax penalty for early withdrawal on owners under age 59½.

Women often need to save more for retirement

Women often outlive men, so they’ll need to save enough to last through their full retirement.

Women take more breaks to care for family. They’ll earn less over their career so they’ll have to try harder to save.

3 things you may not know about retirement.

Retirement could last a lot longer than you think.

The average lifespan is predicted to increase to the mid-80s over the next three decades.2

Pensions are not set in stone.

Municipal and state pension fund changes could impact pensions previously thought to be invulnerable.

Retirement grants exist.

You may be eligible for a grant, which can help if you are struggling financially.3

How to save $100,000 by putting in a little bit at a time.

A tax-deferred 403(b) plan has great growth potential, even if you only contribute $100 per month. Use the slider to see how much it could grow if you start now.*

$ 22,672

After 20 years*

$ 50,281

After 30 years*

$ 95,384

After 40 years*

Monthly contribution

* This hypothetical example assumes a $100 pretax monthly contribution throughout the time period and a 6% annual rate of return, which is not guaranteed, compounded monthly. It is not representative of a specific investment or product. Distributions will be subject to ordinary income tax and may incur a 10% tax penalty for early withdrawal on owners under age 59½.

Know the rules for your pension.

(So you won’t be in for any surprises.)

If you leave your school early before your contributions vest, you may lose part of your pension.

< 20%
Less than 20% of new teachers will stay in a retirement system long enough to be eligible for their full benefits.4
44.5%
Less than half (44.5%) of the nation’s teachers vest in state pension systems.4

Moving to a new district ?
This could impact your pension.

Leaving your district may mean giving up part of your pension. It’s another reason a backup plan is a good idea.

Only 7 states allow you to keep your full pension if you change districts.5
Each year, one-fifth of all teachers leave the school where they teach.5

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Set up a meeting.

Schedule a time for an AXA Advisors financial professional to meet with you and discuss a retirement strategy that fits your life.

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Thank you for reaching out to us. An AXA Advisors financial professional who specializes in school districts like yours will be in touch soon.

You just took a big step to a better retirement. Here’s what you can expect from your meeting:

  • New insight into your current financial situation
  • A plan for best- and worst-case retirement possibilities
  • Setting a careful balance on the aggressiveness of your investment strategy
  • A new sense of accomplishment

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An easy and secure way to enroll in a 403(b) plan.

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Online enrollment is not yet available in your state. Complete the form below and a customer relationship manager will contact you shortly to help you enroll.

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Thank you for reaching out to us. An AXA Advisors financial professional who specializes in school districts like yours will be in touch soon.

You just took a big step to a better retirement. Here’s what you can expect from your meeting:

  • New insight into your current financial situation
  • A plan for best- and worst-case retirement possibilities
  • Setting a careful balance on the aggressiveness of your investment strategy
  • A new sense of accomplishment
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Thank you for contacting AXA. We will be in touch soon.

You just took a big step to a better retirement. Here’s what you can expect from your meeting:

  • New insight into your current financial situation
  • A plan for best- and worst-case retirement possibilities
  • Setting a careful balance on the aggressiveness of your investment strategy
  • A new sense of accomplishment
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